Plan with clarity
Mutual Fund / SIP Calculator
See how regular investments could build over time. Explore the balance between what you put in and what it could become.
Your estimated future value
At the end of 10 years
- Estimated invested amount
- ₹6,00,000
- Estimated returns
- ↗ +₹4,32,760
10% annual return assumption · 10 years
Explain this estimate How this number is worked out
About 58% of this estimate comes from your contributions. The rest is projected growth using your chosen return. Try a lower return assumption to see a more cautious scenario.
An explanation of your inputs, not an AI recommendation. Taxes and fees are excluded.
A starting point for a conversation with your future.
These calculations are illustrative and not financial advice. Actual returns, rates, taxes, and outcomes may vary.
Understand the calculation and assumptions
Monthly SIP: M × ((1 + i)^m − 1) / i × (1 + i), plus the initial investment × (1 + i)^m. M is your monthly contribution, i is the annual rate divided by 12, and m is total months. Contributions occur at the beginning of each month. Assumes a constant return without taxes, fees or missed contributions. Market returns can be negative; this model explores non-negative return assumptions.
All inputs are user-provided assumptions. Displayed rupee amounts are rounded to whole rupees; these are projections, not guaranteed outcomes.
How does the SIP calculator work?
Enter a monthly contribution, duration and expected annual return to model a systematic investment plan. Add an optional initial investment to see how a starting balance and regular contributions could work together. Expected return is an assumption and can differ from actual market outcomes.
Use estimates to explore possibilities
Try different assumptions to understand how time, savings and return affect your plan. Consider your circumstances and consult an appropriately qualified adviser before making financial decisions.