Plan with clarity
FD Calculator
Estimate your fixed deposit maturity amount and interest, using the rate, tenure and compounding frequency you choose.
Estimated maturity amount
At the end of 5 years
- Invested amount
- ₹1,00,000
- Total interest
- ↗ +₹41,478
7% annual interest assumption · 5 years
Explain this estimate How this number is worked out
Your ₹1,00,000 deposit could earn ₹41,478 in interest. This assumes interest is reinvested 4 times per year at a constant rate.
An explanation of your inputs, not an AI recommendation. Taxes and fees are excluded.
A starting point for a conversation with your future.
These calculations are illustrative and not financial advice. Actual returns, rates, taxes, and outcomes may vary.
Understand the calculation and assumptions
Compound interest: A = P × (1 + r/n)^(n × t). P is your principal, r is the annual rate as a decimal, n is compounding periods per year, and t is tenure in years. Assumes a constant rate, reinvested interest and no tax, fees or early withdrawals.
All inputs are user-provided assumptions. Displayed rupee amounts are rounded to whole rupees; these are projections, not guaranteed outcomes.
How does the FD calculator work?
Enter your principal amount, annual interest rate, tenure and compounding frequency to estimate your fixed deposit maturity value. The invested amount and interest are shown separately so you can understand the calculation.
Use estimates to explore possibilities
Try different assumptions to understand how time, savings and return affect your plan. Consider your circumstances and consult an appropriately qualified adviser before making financial decisions.